5 Careers You Can Pursue with an Accounting Certificate

Accounting certificate professional calculating bills

Are you seeking a career with stability, growth opportunities and strong earning potential? If so, earning an accounting certificate could be your ticket to success. With the increasing demand for skilled professionals, there has never been a better time to explore the exciting career paths available to individuals with an accounting certificate. An accounting certificate can be completed at a lower cost and in a shorter timeframe than a full bachelor’s program, allowing quicker entry into the field.

What Can You Do with An Accounting Certificate?

The opportunities associated with a certificate in accounting will vary depending on the program. However, there is plenty you can do with a certificate in accounting. Many students, who do not want to complete a second bachelor’s degree, use the certificate program as a steppingstone to the Master of Science in Accounting. That’s because earning a master’s can substantially increase your income. The median annual salary of professionals with a Master’s Degree in Accounting was $101.8K in Massachusetts in 2023, almost $20K more than the yearly salary of bachelor’s degree graduates.

However, even if you choose not to further your education, completing an accounting certificate has many advantages. For example, through the online Accounting Certificate at UMass Lowell, you will meet the accounting courses required to sit for the Certified Public Accountant (CPA) exam in Massachusetts. A CPA license will increase your earning potential, but it is also a requirement in many accounting firms to advance to senior-level positions.

Furthermore, obtaining an accounting certificate can open doors to various career opportunities. Whether you work in the public sector or private industry or even start your own accounting firm, the skills and knowledge gained from an accounting certificate will apply across various sectors. This versatility allows you to explore different career paths and adapt to changing industry demands.

Career Opportunities with an Accounting Certificate

  1. Accountant or Auditor

Accountants play a vital role in ensuring the accuracy and integrity of financial records, which are essential for making informed financial decisions. They prepare and maintain financial records. Auditors have a similar but slightly different role. If you have a keen eye for detail and a passion for uncovering financial irregularities, a career as an auditor may be the perfect fit for you.

Responsibilities for accountants include:

  • Preparing financial records and statements
  • Managing payroll
  • Analyzing financial data

Responsibilities for auditors include:

  • Reviewing and verifying financial statements
  • Identifying fraud and potential errors
  • Issuing audit reports
  • Maintaining compliance
  1. Credit Analysts

Credit analysts are the gatekeepers of financial risk, tasked with assessing the ability of individuals or companies to repay their debts. They play a vital role in the financial world, ensuring sound lending practices and mitigating the risk of bad loans for lenders and investors. Responsibilities include:

  • Evaluating creditworthiness
  • Making lending recommendations
  • Monitoring and managing financial risk
  1. Budget Analysts

Budget analysts are financial detectives, meticulously examining and tracking the organization’s financial health. They are crucial in ensuring financial resources are allocated efficiently. Responsibilities include:

  •  Financial data analysis
  • Budget preparation
  • Cost-benefit analysis
  • Spending monitoring
  • Ensuring compliance with laws and regulations
  1. Tax Examiners and Collectors

Tax examiners and collectors ensure everyone pays their fair share of taxes so that government revenue can run smoothly. Their responsibilities can be divided into two main areas: determining tax liability and collecting overdue taxes. Responsibilities include:

  •  Reviewing tax returns
  • Delinquent tax calculations and management
  • Compliance enforcement
  1. Tax Preparer

Tax preparers act as the financial navigators who guide individuals and businesses through the often-complex landscape of tax filing. Their primary duty is to prepare, calculate and file tax returns while maximizing their clients’ tax benefits within the bounds of legal regulations. Responsibilities include:

  • Data gathering and review
  • Tax return preparation
  • Maximizing tax benefits

An accounting certificate is a credential that can help you enhance your skills and knowledge while preparing you for fast entry into various lucrative careers. If you’re unsure about committing to a full degree, a certificate allows you to test the waters to determine if accounting is your right career path.

Take the Next Step in Your Accounting Career

Learn about UMass Lowell’s online Accounting Certificate